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One of those weekends...
Feb. 22nd, 2009 11:44 amDue to an absence of busing I ended up skipping anime club. While I was hanging out at home, the lens popped out of my glasses and somehow managed to disappear, despite the fact I was sitting at my desk on the computer. While I was going to go to the Stitch and Bitch the Women's Center was putting on, now I better get a new set of glasses (or see if they have a replacement lens for the ones I have).
And I just realized I forgot to get the vision and dental part of my insurance forms filled out last year*, so that means the damn thing is an out-of-pocket expense. Not that I can't afford this**, but, well... (note to self -- the next time you get forms, fill them out. Also do your damn taxes.)(4)
* Mostly because the forms got sent to my mother's house, so by the time she mailed them to me, I had forgotten about them and they were nearly due. Yeah, yeah, I know -- I'm bad.
** Surprisingly, I am pretty well-off for a grad student. Probably because I'm in the sciences, an introvert, single***, don't drive and don't drink.
*** Pros and cons here. Two incomes would be nice, but you have to get a job for the trailing spouse/SO, in a town full of trailing spouses, many of whom are quite bright and well-trained. Plus many, many college students, who are also quite bright and less trained, but want something to do for beer money.
(4) I always wonder how much eyeglasses savings (and things for routine maintenance like dental check-ups) there is for insurance. Since the idea is that the insurance company is essentially taking your premium and investing it, and betting that the people who have Horrible Diseases and Emergency Surgery cropping up will be covered by the masses who are pretty healthy. But routine stuff is a near-certainty, so the insurance company can't spend that much more than people pay in(5). I wish I knew more about finance -- my knowledge being limited to high-school economics is what prevents me from taking opinions on economic matters.
(5) Not that I'm saying I shouldn't get dental and vision insurance. I had eye surgery as a kid, which means that I'm aware of Horrible Diseases and Emergency Surgery. But that I wonder how good it is for dental visits when it isn't just 'here, you get it as part of your job' rather than 'you have to pay extra for it'.
Wow, lots of footnotes. I'm rambling, that means.
And I just realized I forgot to get the vision and dental part of my insurance forms filled out last year*, so that means the damn thing is an out-of-pocket expense. Not that I can't afford this**, but, well... (note to self -- the next time you get forms, fill them out. Also do your damn taxes.)(4)
* Mostly because the forms got sent to my mother's house, so by the time she mailed them to me, I had forgotten about them and they were nearly due. Yeah, yeah, I know -- I'm bad.
** Surprisingly, I am pretty well-off for a grad student. Probably because I'm in the sciences, an introvert, single***, don't drive and don't drink.
*** Pros and cons here. Two incomes would be nice, but you have to get a job for the trailing spouse/SO, in a town full of trailing spouses, many of whom are quite bright and well-trained. Plus many, many college students, who are also quite bright and less trained, but want something to do for beer money.
(4) I always wonder how much eyeglasses savings (and things for routine maintenance like dental check-ups) there is for insurance. Since the idea is that the insurance company is essentially taking your premium and investing it, and betting that the people who have Horrible Diseases and Emergency Surgery cropping up will be covered by the masses who are pretty healthy. But routine stuff is a near-certainty, so the insurance company can't spend that much more than people pay in(5). I wish I knew more about finance -- my knowledge being limited to high-school economics is what prevents me from taking opinions on economic matters.
(5) Not that I'm saying I shouldn't get dental and vision insurance. I had eye surgery as a kid, which means that I'm aware of Horrible Diseases and Emergency Surgery. But that I wonder how good it is for dental visits when it isn't just 'here, you get it as part of your job' rather than 'you have to pay extra for it'.
Wow, lots of footnotes. I'm rambling, that means.
